2025 Q1 results downloads

2025 Q1 results highlights


"In the first quarter of 2025, the Group delivered sustained strength in financial performance. In particular, net income continues to grow, following the upward trajectory established in the second half of last year. We maintained our cost discipline and asset quality remains resilient. We remain confident in our 2025 and 2026 guidance.”  

 
Charlie Nunn, Group Chief Executive

£1.1bn

Statutory profit after tax

£4.4bn

Net income

£2.6bn

Operating costs

12.6%

Return on tangible equity

54.4p

Tangible net asset value per share

13.5%

CET1 ratio

Latest news and insight

Reimagining banking with AI

14 March 2025 | Rohit Dhawan 

Artificial Intelligence (AI) will revolutionise the financial services industry over the coming decade – impacting everything from customer experience to administrative operations.

Read Rohit's article

What is AI literacy and why does it matter?

09 April 2025 | Josh Cunningham

Right now, the digital landscape is changing at an unprecedented rate. 

Read Josh's article Article opens in same tab

Shaping finance as a force for good


We’re creating a more sustainable and inclusive future for people and businesses, shaping finance as a force for good.
 

Purpose and strategy

Our purpose is Helping Britain Prosper – it’s what drives us, what makes us different and defines how we profitably grow.

Purpose and strategy

Sustainability

We have an important role to play in creating a more sustainable and inclusive future for people and businesses, by shaping finance as a force for good.

Sustainability

How we're Helping Britain Prosper

>£15bn
of funding provided to first-time buyers.

>£10bn
of sustainable finance provided for Commercial Banking customers in 2024.

>2bn
new funding supported in the social housing sector in 2024.

c.£35m
donated to our Charitable Foundations in 2024.

Our brands

 

With over 325 years' heritage across our family of brands, we serve and support the evolving needs of our customers and clients across the UK.

People are the engine of our success

 

Our culture is more than just a statement. It's who we are, how we think, what we value and how we behave.